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Manual budgetingFinRayan works with the information you enter yourself. It does not access bank accounts, personal data, or records from other services.
Personal financial planning platform

The budget planner
that thinks with you.

Budget, bills, savings, debt and net worth in one calm place, with a clear next step on every screen.

Start freeSee how it works
Why FinRayan

A quiet mind for your money.

Every screen pairs your numbers with a pattern, an insight, or a next step, so you always know what to do next.

Reads your patterns

Surfaces the habits inside the numbers you enter, the slow subscriptions, silent leaks, and monthly rhythms.

Forecasts what's next

Projects the next 6 months of cash flow so you can see the wall before you hit it, and steer around it.

Points you forward

Turns raw numbers into one clear next move, ranked by impact. No dashboards to interpret.

One workspace

Every part of your financial life, in one calm place.

Budget
Bills
Debt
Savings
Goals
Net worth

+ Subscriptions, income, forecasts, life events and more.

Simple pricing

Start free. Upgrade when you want more.

No hidden fees. No surprise charges. Pick the plan that fits your money goals.

Free
Core budgeting
$0/ forever
  • Manual budgeting
  • Expense, income & bill tracking
  • Savings goals
  • Debt & subscription tracking
  • Basic financial reports
Start free
Premium
$4.99 first month
$4.99first month
then $9.99 / month · or $99 / year
  • Advanced AI financial insights
  • Personalized financial recommendations
  • Future financial forecasting
  • Spending pattern analysis
  • Savings goal planning
  • Debt payoff strategies
  • Subscription optimization
  • Enhanced reports & analytics
  • Unlimited access to premium tools
Start Premium
Premium PlusComing soon
$19.99 / month

Everything in Premium, plus automatic account syncing and transaction automation.

  • Automatic bank account syncing
  • Automatic credit-card syncing
  • Automatic transaction importing
  • Automatic transaction categorization
  • Automatic budget updates from imported transactions
  • More financial automation over time

Not available yet. Account connections open when Premium Plus launches.

Questions

Common questions.

Is FinRayan free to use?
Yes. The free plan covers core budgeting, expenses, income, bills, savings goals, debt, and subscriptions. Premium unlocks deeper insights, forecasts, coaching, and advanced analytics.
How much does Premium cost?
$4.99 for your first month, then $9.99/month, or $99/year (save vs monthly). Cancel anytime from your Subscription settings.
Can I cancel my subscription?
Absolutely. You can cancel anytime from your Subscription settings. You keep Premium access until the end of your current billing period.
Is my financial data safe?
Your data is encrypted in transit and at rest and kept private to your account on secure cloud infrastructure. You can request a full export or permanent deletion at any time.
Does FinRayan connect to my bank?
No. FinRayan is a manual budget planner. You enter your income, bills, expenses, and goals yourself, the app does not link to bank accounts or import transactions from other services.
What if I need help?
Everyone can reach the in-app Help & Support center to browse FAQs and open a support ticket.

Product updates

Occasional emails when we ship something meaningful. No sales blasts, unsubscribe in one click.

Tell a friend

If FinRayan helps you think more clearly about money, pass it along. Members can also earn Insight credits through the in-app invite program.

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Your future self is waiting.

Join FinRayan and let a quieter, smarter money system do the thinking for you.

Start free, takes 30 seconds

Free plan available. Cancel anytime.