Terms of Service
This page is maintained by FinRayan. Last updated: July 2026.
Your account
You're responsible for keeping your login credentials safe and for the activity on your account. FinRayan is for personal budgeting and financial planning use.
Subscriptions & billing
Premium is billed monthly or yearly through Stripe at the price shown at checkout. Introductory or discounted pricing (such as a discounted first month) applies only to the first billing period; subsequent renewals bill at the standard price shown at checkout. Subscriptions renew automatically until you cancel from the subscription page. Payments are non-refundable except where required by law.
Cancellation
You can cancel anytime from Settings → Subscription. Access to Premium features continues until the end of the current billing period.
Not financial advice
FinRayan provides tools, calculations, and personalized insights based on the information you enter. It is not a licensed financial, tax, legal, or investment advisor. Decisions you make from the app are your own.
Acceptable use
Don't attempt to break, abuse, or reverse engineer the service, access other users' data, or use FinRayan for unlawful purposes. We may suspend accounts that violate these terms.
Changes
We may update these terms as the product evolves. Material changes will be communicated in-app or by email.
Contact
Questions? support@finrayan.com