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Why Premium
Three engines that turn tracking into a plan
Deep Insights
Personalized coaching that reads your data and tells you what to do next, not just what happened.
FreeBasic totals
PremiumDeep, contextual advice
Forecasting
See your cash flow, savings, and net worth trajectory months ahead. Simulate decisions before you make them.
FreeCurrent month only
Premium6-month roadmap + simulator
Deep Reports
Pattern alerts, category trends, subscription waste, and health scores, surfaced automatically.
FreeBasic charts
PremiumAdvanced analytics & alerts
What's included
Free vs Premium
Capability
Free
Premium
Manual budgeting & tracking
Savings goals & debt tracking
Financial coach (chat)
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6-month roadmap & simulator
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Pattern alerts & health score
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Unlimited premium tools
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