Everything FinRayan helps you plan
Pick the job you're trying to do. Each page explains the method, what FinRayan actually does for it, and where to start.
Budget planner
Build a monthly budget from your real income and bills, see what's left to spend, and get a plain-English read on where the month is heading.
Read moreExpense tracker
Log expenses in seconds, group them by category, and see which habits, not which purchases, are actually moving your monthly total.
Read moreBill tracker
Keep every recurring bill and due date in one place, see what's coming up this week, and know how much of your income is already committed.
Read moreSavings tracker
Set savings goals, record what you put aside, and see the pace you're actually on, including the month you'd reach the goal at that rate.
Read moreDebt tracker
List every balance, rate and payment in one place, compare snowball against avalanche, and see the month your last balance clears.
Read moreSubscription tracker
List every recurring subscription, see the real annual cost of each one, and find the charges you stopped using months ago.
Read moreEmergency fund
Work out how many months of expenses you should hold, set the target, and track the runway you've actually built.
Read moreNo-spend challenge
Run a no-spend challenge over 7, 14 or 30 days, track each day you hold the line, and see what the reset changed in your month.
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