A bill tracker that tells you what's due before it hurts
Late fees are rarely a money problem, they're a visibility problem. FinRayan keeps your bills, amounts and due dates together, then shows what's due next and how much of the month is already spoken for.
What you can do in FinRayan
- Add bills once with a weekly, monthly or yearly cadence
- See upcoming due dates ordered by what lands next
- Know your committed total, the part of income that isn't really yours to spend
- Mark bills paid and keep a record of what actually cleared
- Optional reminders so nothing depends on memory
One list, in due-date order
The version of a bill list that works is the one sorted by what's next, not alphabetically. The upcoming view answers the only question you have on a Tuesday: what leaves my account before payday?
Committed vs available income
Once bills are in, FinRayan can separate committed money from available money. That single split changes how the rest of the month reads, the number you can actually make decisions with is what's left after commitments, not what's in the account today.
The subscription audit that falls out for free
Listing recurring bills surfaces the charges nobody remembers approving. Anything that turns out to be a subscription can be managed in the subscription tracker, where the annual cost of each one is spelled out.
Common questions
- Can I get reminders before a bill is due?
- Yes. Reminders are opt-in and controlled from your notification preferences, so you choose what you're contacted about.
- Does it handle bills that aren't monthly?
- Yes. Weekly, monthly and yearly cadences are supported, so annual insurance and quarterly charges sit alongside the monthly ones.
- Can I see how much of my income my bills take?
- Yes. Once income and bills are entered, FinRayan shows the committed share of your month next to what's left available.
Ready to try it?
Create an account and enter your first few numbers, every figure in FinRayan comes from you.
Get started